Bankunited National Assn (FDIC #58979): Bank Stress & Real-Estate Credit Exposure
Bankunited National Assn (FDIC Cert #58979): bank stress 76/100, severe, STABLE over 7 days; parent BANKUNITED INC.
Bankunited National Assn (#58979) lends in 18 counties across 4 states; Bankunited National Assn (#58979) reaches 838 ZIP codes: Florida 13 counties, 476 ZIPs; New York 3 counties, 219 ZIPs; Texas 1 county, 95 ZIPs; Georgia 1 county, 48 ZIPs.
Bankunited National Assn (#58979) largest markets: Suffolk County, NY (109 branches, 109 ZIPs) (#58979), Dallas County, TX (95 branches, 95 ZIPs) (#58979), Miami Dade County, FL (1,215 branches, 81 ZIPs) (#58979), New York County, NY (140 branches, 70 ZIPs) (#58979), Hillsborough County, FL (116 branches, 58 ZIPs) (#58979), Broward County, FL (715 branches, 55 ZIPs) (#58979).
Bankunited National Assn (#58979) reports $34.86 billion in total assets; Bankunited National Assn (#58979) equity $3.18 billion (9.1% of Bankunited National Assn (#58979) assets); Bankunited National Assn (#58979) domestic deposits $29.09 billion; Bankunited National Assn (#58979) net income $151.9 million; Bankunited National Assn (#58979) return on assets 0.87%; Bankunited National Assn (#58979) return on equity 9.55%; Bankunited National Assn (#58979) net interest income $513.8 million; Bankunited National Assn (#58979) call report June 30, 2026.
Bankunited National Assn (#58979) noncurrent real-estate loans 0.05% of its book; Bankunited National Assn (#58979) multifamily 1.34%; Bankunited National Assn (#58979) residential -0.10%; Bankunited National Assn (#58979) net charge-offs on real estate 1.67%; Bankunited National Assn (#58979) multifamily charge-offs 0.34%; Bankunited National Assn (#58979) residential charge-offs 0.72%.
Bankunited National Assn (#58979) net interest margin 3.06% against an eight-quarter Bankunited National Assn (#58979) average of 2.95% (Bankunited National Assn (#58979) compression -0.11 points); Bankunited National Assn (#58979) real-estate loans 5.0% of equity; Bankunited National Assn (#58979) non-residential real estate 72.3% of equity; Bankunited National Assn (#58979) rate-exposure score 40/100, Bankunited National Assn (#58979) fixed-rate trap 40/100; Bankunited National Assn (#58979) risk type credit driven; Bankunited National Assn (#58979) rate regime rates elevated, Bankunited National Assn (#58979) snapshot October 19, 2026.
Bankunited National Assn (#58979) stress score moved from 75.7 on June 22, 2026 to 76.3 on October 19, 2026; Bankunited National Assn (#58979) ranged 75.7 to 76.3 over 116 snapshots.
Bankunited National Assn (#58979) alerts: 18 counties; top Bankunited National Assn (#58979) alert scores: Sarasota County, FL 40 (moderate); Atlanta County, FL 24 (low); Bradenton County, FL 24 (low); Brooklyn County, FL 24 (low); Dallas County, FL 24 (low).