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Manatee County, FL: Foreclosures, Tax Liens & Distressed Properties

Manatee County, FL, Florida: 22 ZIP codes scored, Manatee County, FL averaging 47/100 (moderate, Manatee, FL), from 38 to 53. Manatee County, FL is in its contraction phase (Manatee, FL confidence 21/100): Manatee, FL home prices down 1.5% (Manatee, FL) over twelve months, 4.9% under their peak. Manatee County, FL lender headwind: 40/100.

Highest-scoring Manatee County, FL ZIPs: 34240 (53/100), 34228 (50/100), 34243 (48/100), 34201 (47/100), 34202 (47/100), 34203 (47/100). Also scored in Manatee County, FL: 34205, 34207, 34208, 34209, 34210, 34211, 34212, 34215, 34216, 34217.

Across Manatee County, FL's scored ZIPs: median home value $547,705, household income $83,191, 25.7% vacancy, 8.7% poverty, 81% owner-occupied, median age 53.2.

Manatee County, FL insurance distress 99/100 (#8 in the US); FEMA hazard 99/100 for Manatee, FL; 18 federal disaster declarations in Manatee County, FL since 2023 (9 hurricane); 6,143 Manatee, FL NFIP flood claims, $587.6M paid; Manatee, FL construction distress 16/100.

26 banks with 99 branches lend in Manatee County, FL; Manatee, FL weighted bank stress 63/100, highest 91/100 in Manatee, FL.

Manatee County, FL unemployment 4.9% (Manatee, FL -0.2 pts, six months); 10,711 new housing units permitted in Manatee County, FL over twelve months, Manatee, FL up 35% from 7,909; Manatee, FL home prices +13.2% a year (Manatee, FL) over three years.

221,234 housing units in Manatee County, FL; 42,651 Manatee, FL renter households; 55% of Manatee, FL renters spend 30%+ of income on rent, 27% (Manatee, FL) half or more.

Manatee County, FL ranks #66 nationally on the opportunity index (Manatee, FL, among all ranked counties); Manatee, FL scores 38.1/100 and Manatee, FL sits #11 inside Florida. Manatee, FL is in the strong_buy opportunity phase; Manatee, FL's primary driver is vacancy, Manatee, FL second driver bank institutional; Manatee, FL moved up 42 places. 215 short-sale listings across Manatee, FL; 95 days on market observed in Manatee, FL; 19.1% vacancy over 22 Manatee, FL ZIPs.

0.9% of Manatee County, FL mortgages were ninety-plus days late in December 2025; Manatee, FL's thirty-to-eighty-nine-day share was 1.5% (CFPB county sample). Manatee, FL's ninety-day rate is up 0.6 points on twelve months earlier; the Manatee, FL peak since 2008 was 8.2% in January 2010; Florida overall reads 1.2%.

Manatee County, FL has 6 watched banks; 6 Manatee, FL banks sit in an elevated band. Manatee, FL footprints: Southstate Bank Na (4 branches, stress 48) in Manatee, FL; Bayfirst National Bank (1 branch, stress 90) in Manatee, FL; Bankunited National Assn (1 branch, stress 76) in Manatee, FL.

HUD lists 17 assisted multifamily properties in Manatee County, FL with 2,335 units; 338 Manatee, FL units are assisted, 1 Manatee, FL properties under project-based Section 8.

44,487 of the 221,234 housing units in Manatee, FL sit vacant. Manatee County, FL permitted 3,004 multifamily units in twelve months; Manatee, FL's one-to-four unit structures added 7,707 units in Manatee County, FL.

Contraction
Market phase
-1.5%
Manatee, FL HPI YoY
-4.9%
Drawdown
21
Manatee confidence

Top Manatee County ZIP codes by stress score

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