ZIP 34202 Property Distress & Foreclosure Data

ZIP code 34202 in Manatee County, Florida carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (75/100), structural risk (69/100), mortgage stress (30/100). By contrast, mortgage stress (30/100) and construction/permit lag (1/100) register low. The latent-versus-live split is 69/100 structural and 9/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (97/100).

The market reads contraction — home values fell 1.7% year on year, 2.8% off the recent peak, and 59% higher over three years (phase confidence 22/100). A cooling market tends to open discount-to-value windows.

Around 42% of renters are cost-burdened. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 12,786 housing units. About 57% have a four-year degree. A median home runs $660,000 here, or 5.0 times local income. The tenure split is 79% owner-occupied to 21% rented. On demographic stress specifically, 34202 scores 31/100. About 27,237 people live here, median age 54. Households earn a median $123,210 — above the roughly $78,000 national figure. The vacancy rate is 13.9% — elevated.

Net-net, 34202 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. DLRadar currently tracks 4 individual distressed properties in 34202, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.