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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 34212 Foreclosure, Tax-Lien & Distress Report

Manatee County, Florida · High Vacancy market

In Manatee County, Florida, ZIP 34212 scores 46 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (97/100). Property-level stress concentrates in institutional ownership (75/100), structural risk (71/100), insurance pressure (47/100). On the quiet end sit price dislocation (25/100) and construction/permit lag (9/100). The split runs 71/100 structural to 9/100 active on the ground.

The contraction-phase market in 34212 posted values that fell 1.5% over the year, 5.4% off the recent peak, and 38% higher over three years (phase confidence 21/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The ZIP holds roughly 12,024 housing units. A median home runs $529,100 here, or 4.0 times local income. Around 41% of renters are cost-burdened. Vacancy runs 17.3%, above the national norm and a classic distress-and-opportunity signal. Around 49% of adults hold a bachelor's degree or higher. Households earn a median $119,298 — above the roughly $78,000 national figure. Owners hold 84% of homes, renters 16%. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. About 24,467 people live here, median age 49. DLRadar's demographic-stress index for the area reads 28/100.

Taken together, 34212 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Inside the full report, DLRadar lists 22 distressed properties for 34212 — owner, address, APN, per-parcel score, bank exposure and exit read.

The number is not local guesswork: 34212's 46/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 34212 reflects the current record instead of a stale or modeled snapshot.

Behind 34212's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 34212 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

46/100
Composite stress
71/100
Structural risk
9/100
Distress activity

What is driving ZIP 34212’s distress

Foreclosure activity0
Mortgage stress30
Climate / FEMA risk97
Another 9 scored dimensions sit behind 34212

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 22 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 34212 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 34212, the same set carried on every parcel.

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Adjacent Manatee County ZIP reports

Related reports across Manatee County, Florida

Keep going: ZIP, county and state distress coverage for Manatee County, Florida.

See every distressed parcel in 34212

The full 34212 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

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