ZIP 34208 Property Distress & Foreclosure Data

In Manatee County, Florida, ZIP 34208 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (97/100). On the structural side it scores 69/100, with 9/100 of stress already active. Its standout signals are institutional ownership (75/100), structural risk (69/100), mortgage stress (30/100). By contrast, mortgage stress (30/100) and construction/permit lag (1/100) register low.

The market reads contraction — home values fell 1.7% year on year, 2.8% off the recent peak, and 14% higher over three years (phase confidence 22/100). A cooling market tends to open discount-to-value windows.

Households earn a median $59,899 — below the roughly $78,000 national figure. About 22% have a four-year degree. The ZIP holds roughly 17,512 housing units. Around 48% of renters are cost-burdened. A median home runs $318,800 here, or 5.1 times local income. On demographic stress specifically, 34208 scores 40/100. About 43,779 people live here, median age 37. The vacancy rate is 14.0% — elevated. Roughly 16.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 59% owner-occupied to 41% rented.

Net-net, 34208 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. DLRadar currently tracks 54 individual distressed properties in 34208, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.