Barwick Banking Co (FDIC #22205): Bank Stress & Real-Estate Credit Exposure
Barwick Banking Co (FDIC Cert #22205): bank stress 78/100, severe, STABLE over 7 days; parent BARWICK BCORP INC.
Barwick Banking Co (#22205) lends in 7 counties across 2 states; Barwick Banking Co (#22205) reaches 106 ZIP codes: Florida 5 counties, 90 ZIPs; Georgia 2 counties, 16 ZIPs.
Barwick Banking Co (#22205) largest markets: Volusia County, FL (30 branches, 30 ZIPs) (#22205), Alachua County, FL (24 branches, 24 ZIPs) (#22205), Putnam County, FL (17 branches, 17 ZIPs) (#22205), Levy County, FL (13 branches, 13 ZIPs) (#22205), St Johns County, FL (12 branches, 12 ZIPs) (#22205), Brooks County, GA (10 branches, 10 ZIPs) (#22205).
Barwick Banking Co (#22205) reports $829.6 million in total assets; Barwick Banking Co (#22205) equity $70.7 million (8.5% of Barwick Banking Co (#22205) assets); Barwick Banking Co (#22205) domestic deposits $702.3 million; Barwick Banking Co (#22205) net income $3.4 million; Barwick Banking Co (#22205) return on assets 0.87%; Barwick Banking Co (#22205) return on equity 10.23%; Barwick Banking Co (#22205) net interest income $14.4 million; Barwick Banking Co (#22205) call report June 30, 2026.
Barwick Banking Co (#22205) noncurrent real-estate loans: none reported; Barwick Banking Co (#22205) net charge-offs on real estate 0.46%; Barwick Banking Co (#22205) residential charge-offs 0.31%.
Barwick Banking Co (#22205) net interest margin 3.92% against an eight-quarter Barwick Banking Co (#22205) average of 3.74% (Barwick Banking Co (#22205) compression -0.18 points); Barwick Banking Co (#22205) non-residential real estate 31.0% of equity; Barwick Banking Co (#22205) rate-exposure score 40/100, Barwick Banking Co (#22205) fixed-rate trap 40/100; Barwick Banking Co (#22205) risk type credit driven; Barwick Banking Co (#22205) rate regime rates elevated, Barwick Banking Co (#22205) snapshot October 20, 2026.
Barwick Banking Co (#22205) stress score moved from 77.4 on June 22, 2026 to 78.2 on October 20, 2026; Barwick Banking Co (#22205) ranged 77.4 to 78.2 over 117 snapshots.
Barwick Banking Co (#22205) alerts: 7 counties; top Barwick Banking Co (#22205) alert scores: Barwick County, GA 24 (low); Boston County, GA 24 (low); Chiefland County, GA 24 (low); Daytona Beach County, GA 24 (low); Newberry County, GA 24 (low).