United Fidelity Bank FSB (FDIC #29566): Bank Stress & Real-Estate Credit Exposure
United Fidelity Bank FSB (FDIC Cert #29566): bank stress 89/100, severe, STABLE over 7 days; parent PEDCOR FINANCIAL LLC.
United Fidelity Bank FSB (#29566) lends in 14 counties across 4 states; United Fidelity Bank FSB (#29566) reaches 400 ZIP codes: Indiana 5 counties, 57 ZIPs; Illinois 3 counties, 216 ZIPs; Florida 3 counties, 62 ZIPs; Colorado 2 counties, 61 ZIPs.
United Fidelity Bank FSB (#29566) largest markets: Cook County, IL (356 branches, 178 ZIPs) (#29566), Denver County, CO (41 branches, 41 ZIPs) (#29566), Lee County, FL (38 branches, 38 ZIPs) (#29566), Arapahoe County, CO (33 branches, 33 ZIPs) (#29566), Hamilton County, IN (23 branches, 23 ZIPs) (#29566), Shelby County, IL (66 branches, 22 ZIPs) (#29566).
United Fidelity Bank FSB (#29566) reports $6.49 billion in total assets; United Fidelity Bank FSB (#29566) equity $652.5 million (10.0% of United Fidelity Bank FSB (#29566) assets); United Fidelity Bank FSB (#29566) domestic deposits $5.30 billion; United Fidelity Bank FSB (#29566) net income minus $2.8 million; United Fidelity Bank FSB (#29566) return on assets -0.09%; United Fidelity Bank FSB (#29566) return on equity -0.86%; United Fidelity Bank FSB (#29566) net interest income $-11,596,000; United Fidelity Bank FSB (#29566) call report June 30, 2026.
United Fidelity Bank FSB (#29566) noncurrent real-estate loans: none reported; United Fidelity Bank FSB (#29566) net charge-offs on real estate 0.49%; United Fidelity Bank FSB (#29566) residential charge-offs 2.43%.
United Fidelity Bank FSB (#29566) net interest margin -0.46% against an eight-quarter United Fidelity Bank FSB (#29566) average of -0.78% (United Fidelity Bank FSB (#29566) compression -0.32 points); United Fidelity Bank FSB (#29566) real-estate loans 0.2% of equity; United Fidelity Bank FSB (#29566) non-residential real estate 243.4% of equity; United Fidelity Bank FSB (#29566) rate-exposure score 40/100, United Fidelity Bank FSB (#29566) fixed-rate trap 40/100; United Fidelity Bank FSB (#29566) risk type credit driven; United Fidelity Bank FSB (#29566) rate regime rates elevated, United Fidelity Bank FSB (#29566) snapshot October 19, 2026.
United Fidelity Bank FSB (#29566) stress score moved from 88 on June 22, 2026 to 89.1 on October 19, 2026; United Fidelity Bank FSB (#29566) ranged 88 to 89.1 over 116 snapshots.
United Fidelity Bank FSB (#29566) alerts: 14 counties; top United Fidelity Bank FSB (#29566) alert scores: Aurora County, IN 27 (low); Carmel County, IN 27 (low); Chicago County, IN 27 (low); Christiansted County, IN 27 (low); Denver County, IN 27 (low).