Cook County, IL: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Cook County, Illinois carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. County-level credit and bank headwind reads 47/100. 178 ZIP codes are tracked county-wide, averaging 35/100 distress.

The county market is in a expansion phase: home prices rose 5.7% over the past year (phase confidence 33/100). Even as prices climb, a subset takes on water where the composite stays elevated.

At +5.7% YoY (33/100 confidence), stressed pockets remain where the scoring still flags pressure. Mid-range bank stress at 47/100 implies mixed owner- and bank-driven distress.

Top distress by ZIP runs 60619 (35/100), 60402 (35/100), 60637 (35/100), 60305 (35/100), 60467 (35/100), 60660 (35/100), listed with every scored ZIP below. Also scored across the county: 60477, 60164, 60623, 60193, 60466, 60546, 60652, 60443, 60626, 60169.

Underneath the scores, Cook County's scored ZIPs come in at residents with a median age around 39.6, 65% owner-occupancy, median home values around $369,481 (near the national figure), incomes around $88,624, a 11.4% poverty rate, 7.4% of units sitting vacant. These fundamentals frame the depth of motivated supply and the pace of resale.

At 35/100 composite over 178 ZIPs, Cook County is a screen-by-ZIP market for a disciplined buyer. Subscribers get each Cook County parcel's owner, mailing address, APN, a distress score plus a funding-to-closing path.

No county is too small to score: Cook County, Illinois runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Cook County's numbers mean exactly what they mean anywhere else in Illinois.

For an acquisition buyer, the practical use of Cook County, Illinois's scores is triage: the ZIPs and parcels carrying the highest composite are where motivated sellers and below-market exits concentrate, while lower-scored areas rarely justify the marketing spend. Nothing in the Cook County read is modelled: recorder and court filings drive foreclosure and lien signals, FHFA sets the price cycle, FDIC the lender stress, and a thin source stays blank.

At the ZIP level, the sharpest readings in Cook County are 60619 (35/100), 60402 (35/100), 60637 (35/100), 60305 (35/100), 60467 (35/100), 60660 (35/100). DLRadar also scores 60477, 60164, 60623, 60193, 60466, 60546, 60652, 60443 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

Under Cook County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.