Cook County, IL: Foreclosures, Tax Liens & Distressed Properties

Cook County, IL, Illinois: 178 ZIP codes scored, Cook County, IL averaging 34/100 (moderate, Cook, IL), from 27 to 34. Cook County, IL is in its expansion phase (Cook, IL confidence 33/100): Cook, IL home prices up 5.7% (Cook, IL) over twelve months. Cook County, IL lender headwind: 47/100.

Highest-scoring Cook County, IL ZIPs: 60004 (34/100), 60005 (34/100), 60007 (34/100), 60008 (34/100), 60016 (34/100), 60018 (34/100). Also scored in Cook County, IL: 60022, 60025, 60026, 60029, 60043, 60053, 60056, 60062, 60067, 60068.

Across Cook County, IL's scored ZIPs: median home value $369,481, household income $88,624, 7.4% vacancy, 11.4% poverty, 65% owner-occupied, median age 39.6.

Cook County, IL insurance distress 64/100 (#805 in the US); FEMA hazard 52/100 for Cook, IL; 2 federal disaster declarations in Cook County, IL since 2023 (2 flood); 175 Cook, IL NFIP flood claims, $822K paid; Cook, IL construction distress 73/100.

90 banks with 1120 branches lend in Cook County, IL; Cook, IL weighted bank stress 63/100, highest 100/100 in Cook, IL.

Cook County, IL unemployment 5.9% (Cook, IL +0.4 pts, six months); 4,929 new housing units permitted in Cook County, IL over twelve months, Cook, IL down 23% from 6,412; Cook, IL home prices +7.8% a year (Cook, IL) over three years.

2,276,493 housing units in Cook County, IL; 885,744 Cook, IL renter households; 45% of Cook, IL renters spend 30%+ of income on rent, 23% (Cook, IL) half or more.

Cook County, IL ranks #1,017 nationally on the opportunity index (Cook, IL, among all ranked counties); Cook, IL scores 31.1/100 and Cook, IL sits #19 inside Illinois. Cook, IL is in the watchlist opportunity phase; Cook, IL's primary driver is construction, Cook, IL second driver bank institutional; Cook, IL moved up 524 places. 886 short-sale listings across Cook, IL; 90 days on market observed in Cook, IL; 7.8% vacancy over 178 Cook, IL ZIPs.

1.2% of Cook County, IL mortgages were ninety-plus days late in December 2025; Cook, IL's thirty-to-eighty-nine-day share was 2.1% (CFPB county sample). Cook, IL's ninety-day rate is up 0.5 points on twelve months earlier; the Cook, IL peak since 2008 was 7.0% in February 2010; Illinois overall reads 1.1%.

Cook County, IL has 40 watched banks; 40 Cook, IL banks sit in an elevated band. Cook, IL footprints: Bmo Bank National Assn (84 branches, stress 72) in Cook, IL; Byline Bank (39 branches, stress 42) in Cook, IL; Wintrust Bank National Assn (37 branches, stress 46) in Cook, IL.

HUD lists 369 assisted multifamily properties in Cook County, IL with 38,890 units; 18,624 Cook, IL units are assisted, 126 Cook, IL properties under project-based Section 8.

176,263 of the 2,276,493 housing units in Cook, IL sit vacant. Cook County, IL permitted 3,666 multifamily units in twelve months; Cook, IL's one-to-four unit structures added 1,263 units in Cook County, IL.