Shelby County, IL: Foreclosures, Tax Liens & Distressed Properties

Shelby County, IL, Illinois: 22 ZIP codes scored, Shelby County, IL averaging 12/100 (minimal, Shelby, IL), from 8 to 16. Shelby County, IL is in its expansion phase (Shelby, IL confidence 34/100): Shelby, IL home prices up 5.3% (Shelby, IL) over twelve months. Shelby County, IL lender headwind: 78/100.

Highest-scoring Shelby County, IL ZIPs: 61914 (16/100), 61928 (15/100), 61957 (13/100), 62438 (13/100), 62444 (13/100), 62463 (13/100). Also scored in Shelby County, IL: 62465, 62534, 62553, 62565, 62571, 62422, 62431, 62550, 62447, 62461.

Across Shelby County, IL's scored ZIPs: median home value $138,955, household income $68,934, 9.5% vacancy, 10.6% poverty, 81% owner-occupied, median age 44.7.

Shelby County, IL insurance distress 0/100 (#2,657 in the US); FEMA hazard 0/100 for Shelby, IL; Shelby, IL construction distress 37/100.

8 banks with 16 branches lend in Shelby County, IL; Shelby, IL weighted bank stress 67/100, highest 89/100 in Shelby, IL.

Shelby County, IL unemployment 3.1% (Shelby, IL -2.0 pts, six months); 48 new housing units permitted in Shelby County, IL over twelve months, Shelby, IL up 12% from 43; Shelby, IL home prices +8.2% a year (Shelby, IL) over three years.

10,060 housing units in Shelby County, IL; 1,888 Shelby, IL renter households; 29% of Shelby, IL renters spend 30%+ of income on rent, 15% (Shelby, IL) half or more.

Shelby County, IL ranks #2,921 nationally on the opportunity index (Shelby, IL, among all ranked counties); Shelby, IL scores 23.7/100 and Shelby, IL sits #92 inside Illinois. Shelby, IL is in the weak opportunity phase; Shelby, IL's primary driver is bank institutional, Shelby, IL second driver vacancy; Shelby, IL moved down 633 places. 2 short-sale listings across Shelby, IL; 9 days on market observed in Shelby, IL; 11.1% vacancy over 22 Shelby, IL ZIPs.

No CFPB county sample covers Shelby County, IL. The non-metro area reading for Shelby, IL: 1.4% ninety-plus days late; Shelby, IL's thirty-to-eighty-nine share is 2.8% (Shelby, IL, December 2025 data); Illinois overall 1.1%.

Shelby County, IL has 7 watched banks; 7 Shelby, IL banks sit in an elevated band. Shelby, IL footprints: Shelby County State Bank (6 branches, stress 62) in Shelby, IL; First Fs&La Of Cntl Il S B (2 branches, stress 68) in Shelby, IL; Dewitt Savings Bank (1 branch, stress 81) in Shelby, IL.

1,142 of the 10,060 housing units in Shelby, IL sit vacant. Shelby County, IL permitted 4 multifamily units in twelve months; Shelby, IL's one-to-four unit structures added 44 units in Shelby County, IL.