ZIP 62431 Foreclosure, Tax-Lien & Distress Report
Shelby County, Illinois · High Vacancy market
Composite property distress in 62431 (Shelby County, Illinois) lands at 12/100 — minimal on DLRadar's public-record scoring. Its standout signals are construction/permit lag (38/100), structural risk (26/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural risk reads 26/100 against active distress of 1/100.
The market reads expansion — home values rose 5.3% year on year (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
Population is roughly 777 with a median age of 50. A median home runs $122,200 here, or 1.5 times local income. Owners hold 92% of homes, renters 8%. 9.7% of residents fall below the poverty threshold. Rent burden reaches 0% of tenant households. Median household income is $71,000, near the U.S. median near $78,000. There are about 414 housing units across 62431. Educational attainment sits at 8% bachelor's-or-above. The vacancy rate is 28.0% — elevated. The demographic-stress sub-score lands at 20/100.
Taken together, 62431 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 62431 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 62431, the field stays empty rather than modeled, and fills in as new documents post.
The 12/100 for 62431 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 62431 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 62431’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
62431 at a glance
The live 62431 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Shelby County ZIPs near 62431
Explore related distress reports
Further distress data across Shelby County, Illinois at ZIP, county and state level.
Open the complete 62431 acquisition file
Every distressed parcel in 62431 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology