ZIP 62431 Property Distress & Foreclosure Data

Shelby County, Illinois's ZIP 62431 registers 11/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (29/100), structural risk (24/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural risk reads 24/100 against active distress of 1/100.

The expansion-phase market in 62431 posted values that rose 7.4% over the year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 777 with a median age of 50. The typical home is worth about $122,200 (1.5× income, relatively affordable). 92% of housing is owner-occupied. The poverty rate is 9.7%. Rent burden reaches 0% of tenant households. At $71,000, median income runs near typical U.S. levels. There are about 414 housing units across 62431. Around 8% of adults hold a bachelor's degree or higher. Vacancy runs 28.0%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 20/100.

On the whole, 62431 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.