ZIP 62438 Property Distress & Foreclosure Data

In Shelby County, Illinois, ZIP 62438 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 25/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (30/100), structural risk (25/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 7.4% over the trailing year (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Educational attainment sits at 21% bachelor's-or-above. Home values center near $218,400, an affordability ratio of 4.7×. The vacancy rate is 0.0%. Owners hold 89% of homes, renters 11%. 10.5% of residents fall below the poverty threshold. Median household income is $49,727, below the U.S. median near $78,000. 200 residents call 62438 home, typically aged 60. The ZIP holds roughly 130 housing units. DLRadar's demographic-stress index for the area reads 30/100.

Overall, 62438 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.