ZIP 62438 Foreclosure, Tax-Lien & Distress Report
Shelby County, Illinois · Distress market
ZIP code 62438 in Shelby County, Illinois carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic distress index. Structurally it carries 27/100, against 1/100 of stress already in motion. What sets it apart are the readings on construction/permit lag (38/100), structural risk (27/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.
The expansion-phase market in 62438 posted values that rose 5.3% over the year, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Around 21% of adults hold a bachelor's degree or higher. The typical home is worth about $218,400 (4.7× income). Vacancy runs 0.0%. 89% of housing is owner-occupied. The poverty rate is 10.5%. Median household income is $49,727, below the U.S. median near $78,000. About 200 people live here, median age 60. The ZIP holds roughly 130 housing units. DLRadar's demographic-stress index for the area reads 40/100.
On balance 62438 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 62438 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 62438 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 62438 reflects the current record instead of a stale or modeled snapshot.
Behind 62438's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 62438 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 62438’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
62438 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Shelby County
Nearest ZIP codes to 62438
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Illinois distress
Other reports tied to Shelby County, Illinois — ZIP, county and statewide.
Open the complete 62438 acquisition file
See who owns each distressed property in 62438, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology