ZIP 62465 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 62465 in Shelby County, Illinois comes in at 13, a minimal composite-distress reading. The split runs 27/100 structural to 1/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (38/100), structural risk (27/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $82,917 — near the roughly $78,000 national figure. The vacancy rate is 4.6%. The poverty rate is 4.1% — low. Rent burden reaches 0% of tenant households. Around 25% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 16/100. A median home runs $152,500 here, or 1.8 times local income. The tenure split is 90% owner-occupied to 10% rented. About 846 people live here, median age 39. There are about 353 housing units across 62465.

Overall 62465 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 62465 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 62465 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62465 can be compared directly against any other ZIP in Shelby County, Illinois or nationwide. Sparse data for 62465 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 13/100 for 62465 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 62465 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.