ZIP 62447 Property Distress & Foreclosure Data

In Cumberland County, Illinois, ZIP 62447 scores 8 of 100 for composite distress, a minimal level on DLRadar's public-record index. The latent-versus-live split is 17/100 structural and 1/100 already moving. Its standout signals are construction/permit lag (25/100), structural risk (17/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 6.7% over the trailing year, and 26% higher over three years (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 84% of homes, renters 16%. 6.4% of residents fall below the poverty threshold. The vacancy rate is 17.9% — elevated. The ZIP holds roughly 1,550 housing units. Around 36% of renters are cost-burdened. Home values center near $154,400, an affordability ratio of 1.8× — accessible. Median household income is $84,158, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 24/100. Educational attainment sits at 23% bachelor's-or-above. 3,195 residents call 62447 home, typically aged 43.

Taken together, 62447 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.