ZIP 61912 Foreclosure, Tax-Lien & Distress Report

ZIP 61912's composite property-distress score is 19/100 - DLRadar classes that as low for Coles County, Illinois. Climate and flood risk are elevated too — climate & FEMA risk (72/100). The split runs 42/100 structural to 1/100 active on the ground. Its heaviest discrete signals: construction/permit lag (78/100), structural risk (42/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The expansion-phase market in 61912 posted values that rose 5.7% over the year, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $73,542, near the U.S. median near $78,000. 14.3% of residents fall below the poverty threshold. Rent burden reaches 32% of tenant households. About 18% have a four-year degree. 1,192 residents call 61912 home, typically aged 48. There are about 623 housing units across 61912. The vacancy rate is 10.0%. 87% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 23/100. The typical home is worth about $135,100 (1.5× income, relatively affordable).

Overall, 61912 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 61912 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 61912 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 61912, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 61912 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. For an operator, 61912 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.