ZIP 61920 Foreclosure, Tax-Lien & Distress Report
Coles County, Illinois · High Poverty market
On DLRadar's 0-100 public-record scale, ZIP 61920 in Coles County, Illinois comes in at 19, a low composite-distress reading. On the structural side it scores 42/100, with 1/100 of stress already active. The pressure is most legible in construction/permit lag (78/100), structural risk (42/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (72/100).
The expansion-phase market in 61920 posted values that rose 5.7% over the year, and 20% higher over three years, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
About 20,703 people live here, median age 31. A median home runs $149,200 here, or 2.7 times local income. Around 35% of adults hold a bachelor's degree or higher. 53% of housing is owner-occupied. The demographic-stress sub-score lands at 31/100. 21.2% of residents fall below the poverty threshold. Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. There are about 9,621 housing units across 61920. Around 44% of renters are cost-burdened. At $54,229, median income runs below typical U.S. levels.
Net-net, 61920 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 61920 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 61920 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 61920 reflects the current record instead of a stale or modeled snapshot.
The 19/100 for 61920 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 61920 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 61920 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 61920 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 61920, the same set carried on every parcel.
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Get the full acquisition report for 61920
The full 61920 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology