ZIP 62474 Foreclosure, Tax-Lien & Distress Report

ZIP code 62474 in Clark County, Illinois carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic distress index. The latent-versus-live split is 26/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (51/100), structural risk (26/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 317 housing units across 62474. 651 residents call 62474 home, typically aged 60. 5.4% of residents fall below the poverty threshold. Around 22% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 17/100. 95% of housing is owner-occupied. Educational attainment sits at 21% bachelor's-or-above. Home values center near $88,200, an affordability ratio of 1.3× — accessible. Median household income is $64,861, below the U.S. median near $78,000. Vacancy runs 3.4%.

Net-net, 62474 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 62474 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 62474's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 62474, the field stays empty rather than modeled, and fills in as new documents post.

The 12/100 figure for 62474 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 62474 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.