Clark County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Clark County, Illinois? DLRadar grades every Clark County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 16/100. Here is the 2026 Clark County breakdown.
- Clark County's most distressed ZIP is 62413 at 16/100.
- 11 ZIP codes tracked in Clark County, averaging 10/100 distress.
- Clark County reads expansion — home values up 5.3% year over year.
- Vacancy runs 9.5% across Clark County's tracked ZIPs, with a 12.5% poverty rate.
- The typical Clark County home is worth about $125,545 against a ~$64,580 median income.
- Lending headwind in Clark County sits at 61/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 62413 | 16/100 |
| 2 | 62449 | 16/100 |
| 3 | 61944 | 14/100 |
| 4 | 61933 | 13/100 |
| 5 | 62474 | 11/100 |
| 6 | 62478 | 10/100 |
| 7 | 62420 | 5/100 |
| 8 | 62423 | 5/100 |
| 9 | 62441 | 5/100 |
| 10 | 62442 | 5/100 |
| 11 | 62477 | 5/100 |
Most distressed ZIP codes in Clark County (composite distress 0-100, 2026)
What is driving Clark County distress
Nothing here is estimated: Clark County is scored from filings alone, and its ZIPs average 10/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Clark County market phase and pricing
Clark County currently sits in expansion after a 5.3% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Clark County
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What people ask
What is the most distressed ZIP code in Clark County, IL?
ZIP 62413 leads Clark County at 16/100, recomputed monthly from public records.
What stage of the price cycle is Clark County at?
Clark County currently sits in expansion, with values up 5.3% year on year, based on FHFA price-index trajectory.
Can the Clark County figures be verified?
Each Clark County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 11 local ZIPs and every other county in the country.
How much do distress scores vary between Clark County ZIP codes?
A single county score papers over real variation. Across the Clark County ZIPs DLRadar ranks, scores run from 16/100 in 62413 down to 5/100 in 62477, against a Clark County average of 10/100. A spread of 11 points means Clark County has to be worked ZIP by ZIP.
What do Clark County home values and vacancy say about distressed supply?
The typical Clark County home carries about $125,545 of value against a median household income near $64,580. Vacancy across Clark County's tracked ZIPs runs 9.5% and the poverty rate is 12.5%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Clark County's foreclosure and tax-lien filings and its 61/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.