Clark County, IL: Home-Insurance Distress & Forced-Sale Pressure
Clark County, IL: 0/100 (low) home-insurance distress; Clark, IL band ZERO; Clark, IL #2,613 of 3,222 counties; Clark, IL #52 of 102 in Illinois; Clark, IL coverage multiplier 0.70.
FEMA hazard, Clark, IL: 0/100; Clark, IL declarations, three years: none; Clark, IL five-year count 3 (severity 3.0); Clark, IL ten-year 3.
Declared incidents on the Clark, IL record: 2023 Severe Storm 1 (Clark, IL).
NFIP claims, Clark, IL, three years: none; Clark, IL claim-stress 0/100.
Clark, IL monthly score: 0 in every month from March 2026 (Clark, IL) through October 2026.
Clark, IL components: all zero this month; Clark, IL climate multiplier 0.70.
Construction distress, Clark, IL: 18/100 as of August 2026 (Clark, IL: 11/100 one-to-four unit, 23/100 multifamily).
Clark, IL ZIPs, June 2026 (Clark, IL, 11 highest): score 0 (Clark, IL), climate 44 (Clark, IL): 62474; score 0 (Clark, IL), climate 42 (Clark, IL): 62413; score 0 (Clark, IL), climate 40 (Clark, IL): 62449; score 0 (Clark, IL), climate 38 (Clark, IL): 61933, 61944; score 0 (Clark, IL), climate 35 (Clark, IL): 62478; score 0 (Clark, IL), climate 32 (Clark, IL): 62423; score 0 (Clark, IL), climate 30 (Clark, IL): 62420; score 0 (Clark, IL), climate 29 (Clark, IL): 62441, 62442, 62477.
DLRadar rescores Clark, IL monthly; Clark, IL readings join Clark, IL foreclosure, lien and ownership parcels (Clark, IL), so cost-squeezed Clark, IL owners surface before listing.
Inside Illinois, Clark County ranks 52nd of 102 counties for home-insurance distress at 0/100; Christian County (0/100) sits just above Clark County, and Clay County (0/100) sits just below Clark County.
Deterministic. Every Clark County, IL signal traces to a public Clark dataset (FEMA, NFIP, Census for Clark, IL) · how insurance distress works in Clark, IL · methodology
FAQ: Clark County, IL insurance distress
What is the Clark County, IL home-insurance-distress score?
Clark, IL: 0/100 (ZERO), #2,613 of 3,222, #52 in Illinois. FEMA hazard, Clark, IL: 0/100; NFIP stress, Clark, IL: 0/100; construction, Clark, IL: 18/100; Clark, IL rescores monthly.
Is Clark County insurance distress getting better or worse (IL)?
Clark, IL: 0 in March 2026; Clark, IL: 0 in October 2026 (unchanged).
Which Clark County ZIP codes carry the most insurance distress (IL)?
Clark, IL, June 2026: 62474 at 0, 62413 at 0, 62449 at 0, 61933 at 0; Clark, IL climate scores there: 44, 42, 40, 38.
Why does Clark, IL insurance distress create sellers?
A Clark, IL premium outruns the Clark, IL budget; a carrier leaves Clark, IL; Clark, IL carrying cost passes plan; Clark, IL owners sell while current; Clark, IL insurance distress leads Clark, IL foreclosure data.