ZIP 62477 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 62477 (Clark County, Illinois) lands at 5/100 — minimal on DLRadar's public-record scoring. Its heaviest discrete signals: structural risk (9/100), mortgage stress (3/100), institutional ownership (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. On the structural side it scores 9/100, with 1/100 of stress already active.

The market reads expansion — home values rose 5.3% year on year, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 302 housing units. The typical home is worth about $110,900 (2.9× income, relatively affordable). The demographic-stress sub-score lands at 42/100. The vacancy rate is 21.2% — elevated. 755 residents call 62477 home, typically aged 42. Roughly 31.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 25% have a four-year degree. Median household income is $52,330, below the U.S. median near $78,000. 81% of housing is owner-occupied. Rent burden reaches 100% of tenant households.

Net-net, 62477 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 62477 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 62477 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 5/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 62477 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 62477 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 5/100 roll-up. For an operator, 62477 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.