ZIP 47861 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 47861 (Sullivan County, Indiana) at a minimal 14/100 for overall property distress. Its standout signals are construction/permit lag (100/100), structural risk (33/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Latent structural risk is 33/100 while live distress already moving reads 1/100.

Prices here sit in a expansion phase: values rose 6.4% over the trailing year, at 41/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

640 residents call 47861 home, typically aged 41. Roughly 14.5% live below the poverty line. Owners hold 88% of homes, renters 12%. There are about 329 housing units across 47861. The typical home is worth about $198,800 (3.0× income, relatively affordable). Around 20% of renters are cost-burdened. About 16% have a four-year degree. Median household income is $55,772, below the U.S. median near $78,000. Vacancy runs 8.9%. The demographic-stress sub-score lands at 26/100.

On balance 47861 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 47861 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 47861 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 47861 shows blanks, not estimates, wherever the record is sparse.

The 14/100 figure for 47861 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 47861 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.