ZIP 47838 Foreclosure, Tax-Lien & Distress Report
Sullivan County, Indiana · High Vacancy market
In Sullivan County, Indiana, ZIP 47838 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. The pressure is most legible in construction/permit lag (100/100), structural risk (33/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structurally it carries 33/100, against 1/100 of stress already in motion.
The expansion-phase market in 47838 posted values that rose 6.4% over the year (phase confidence 41/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
A median home runs $129,000 here, or 1.9 times local income. The ZIP holds roughly 906 housing units. 3,952 residents call 47838 home, typically aged 39. Around 9% of adults hold a bachelor's degree or higher. Around 25% of renters are cost-burdened. The demographic-stress sub-score lands at 25/100. The vacancy rate is 14.5% — elevated. 16.3% of residents fall below the poverty threshold. 83% of housing is owner-occupied. Households earn a median $65,000 — below the roughly $78,000 national figure.
Net-net, 47838 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 47838 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 47838 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 47838 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 14/100 figure for 47838 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 47838 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 47838’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 47838 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 47838, drawn from the same report attached to each property.
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Rules-based scoring — each signal ties to a public dataset · methodology