ZIP 62478 Foreclosure, Tax-Lien & Distress Report

ZIP code 62478 in Clark County, Illinois carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic distress index. Latent structural risk is 26/100 while live distress already moving reads 1/100. Its heaviest discrete signals: construction/permit lag (59/100), structural risk (26/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 8.6% live below the poverty line. DLRadar's demographic-stress index for the area reads 34/100. At $88,846, median income runs above typical U.S. levels. 87% of housing is owner-occupied. The ZIP holds roughly 136 housing units. A median home runs $131,000 here, or 1.5 times local income. Around 100% of renters are cost-burdened. The vacancy rate is 14.9% — elevated. About 10% have a four-year degree. 308 residents call 62478 home, typically aged 44.

On the whole, 62478 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 62478 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 62478's 11/100 can be lined up against any neighbor in Clark County, Illinois or any ZIP coast to coast. Where the record is thin for 62478, the field stays empty rather than modeled, and fills in as new documents post.

62478's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 62478 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.