ZIP 62478 Property Distress & Foreclosure Data
ZIP code 62478 in Clark County, Illinois carries a composite property-distress score of 6/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 11/100, with 1/100 of stress already active. What sets it apart are the readings on structural risk (11/100), mortgage stress (3/100), institutional ownership (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.
The market reads expansion — home values rose 7.4% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Roughly 8.6% live below the poverty line. On demographic stress specifically, 62478 scores 34/100. Households earn a median $88,846 — above the roughly $78,000 national figure. The tenure split is 87% owner-occupied to 13% rented. The ZIP holds roughly 136 housing units. A median home runs $131,000 here, or 1.5 times local income. Around 100% of renters are cost-burdened. The vacancy rate is 14.9% — elevated. About 10% have a four-year degree. About 308 people live here, median age 44.
Net-net, 62478 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 62478
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Clark County
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Deterministic. Every signal traces to a public dataset · methodology