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ZIP 61944 Foreclosure, Tax-Lien & Distress Report

Edgar County, Illinois · Affordable market

Scored purely from public records, 61944 (Edgar County, Illinois) returns a minimal composite of 14/100. Leading the profile are construction/permit lag (79/100), structural risk (32/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structural exposure scores 32 and live distress 1 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 9% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $99,500 (1.8× income, relatively affordable). At $54,652, median income runs below typical U.S. levels. There are about 5,838 housing units across 61944. Vacancy runs 5.9%. Roughly 10.1% live below the poverty line. Rent burden reaches 20% of tenant households. The tenure split is 72% owner-occupied to 28% rented. On demographic stress specifically, 61944 scores 22/100. 11,426 residents call 61944 home, typically aged 47. Around 22% of adults hold a bachelor's degree or higher.

Net-net, 61944 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 61944 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 61944's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 61944 reflects the current record instead of a stale or modeled snapshot.

61944's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 61944 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

14/100
Composite stress
32/100
Structural risk
1/100
Distress activity

What is driving ZIP 61944’s distress

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk38
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

61944 at a glance

61944 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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