ZIP 61955 Foreclosure, Tax-Lien & Distress Report

ZIP code 61955 in Edgar County, Illinois carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. Leading the profile are construction/permit lag (80/100), structural risk (32/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structurally it carries 32/100, against 1/100 of stress already in motion.

The market reads expansion — home values rose 5.3% year on year (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 180 with a median age of 38. The ZIP holds roughly 81 housing units. Owners hold 86% of homes, renters 14%. Roughly 13.9% live below the poverty line. On demographic stress specifically, 61955 scores 22/100. At $50,208, median income runs below typical U.S. levels. The typical home is worth about $75,000 (1.2× income, relatively affordable). Around 14% of adults hold a bachelor's degree or higher. The vacancy rate is 9.7%. Around 22% of renters are cost-burdened.

Overall, 61955 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 61955's 14/100 can be lined up against any neighbor in Edgar County, Illinois or any ZIP coast to coast. 61955 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 61955 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. For an operator, 61955 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.