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ZIP 61949 Foreclosure, Tax-Lien & Distress Report

Edgar County, Illinois · Affordable market

Scored purely from public records, 61949 (Edgar County, Illinois) returns a minimal composite of 14/100. Latent structural risk is 32/100 while live distress already moving reads 1/100. The most distinctive pressure shows up in construction/permit lag (80/100), structural risk (32/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $63,750, median income runs below typical U.S. levels. Around 13% of renters are cost-burdened. Roughly 11.0% live below the poverty line. Vacancy runs 10.7%. Educational attainment sits at 15% bachelor's-or-above. Home values center near $77,900, an affordability ratio of 1.2× — accessible. The ZIP holds roughly 96 housing units. DLRadar's demographic-stress index for the area reads 18/100. Owners hold 89% of homes, renters 11%. 146 residents call 61949 home, typically aged 55.

Overall, 61949 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 61949 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 61949, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 14/100 figure for 61949 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 61949 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

14/100
Composite stress
32/100
Structural risk
1/100
Distress activity

ZIP 61949 distress signals, scored

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk38
9 further distress layers are graded for 61949

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 61949 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 61949, the same set carried on every parcel.

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Unlock parcel-level detail for ZIP 61949

Every distressed parcel in 61949 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic. Every signal traces to a public dataset · methodology

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