ZIP 61870 Foreclosure, Tax-Lien & Distress Report

In Vermilion County, Illinois, ZIP 61870 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (71/100). Its standout signals are construction/permit lag (55/100), structural risk (36/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Latent structural risk is 36/100 while live distress already moving reads 1/100.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 1,153 with a median age of 44. The ZIP holds roughly 489 housing units. The tenure split is 78% owner-occupied to 22% rented. Roughly 7.6% live below the poverty line. Around 20% of renters are cost-burdened. The vacancy rate is 6.7%. The demographic-stress sub-score lands at 22/100. About 11% have a four-year degree. Home values center near $74,800, an affordability ratio of 1.6× — accessible. Households earn a median $50,069 — below the roughly $78,000 national figure.

Net-net, 61870 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 61870 at the moment; the composite and its components are still built from verifiable public records.

Whether 61870 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61870 can be compared directly against any other ZIP in Vermilion County, Illinois or nationwide. Nothing here is interpolated — where a source is thin for 61870, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 61870 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. Treat 61870 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.