ZIP 61812 Foreclosure, Tax-Lien & Distress Report

ZIP 61812's composite property-distress score is 22/100 - DLRadar classes that as low for Vermilion County, Illinois. Structurally it carries 51/100, against 1/100 of stress already in motion. The pressure is most legible in construction/permit lag (63/100), structural risk (51/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (4/100). It additionally carries heavy environmental risk: climate & FEMA risk (77/100), flood (NFIP) exposure (61/100).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $163,800 (1.4× income, relatively affordable). DLRadar's demographic-stress index for the area reads 17/100. The tenure split is 94% owner-occupied to 6% rented. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. About 291 people live here, median age 40. Median household income is $101,250, above the U.S. median near $78,000. The poverty rate is 12.0%. Educational attainment sits at 20% bachelor's-or-above. There are about 138 housing units across 61812. Around 0% of renters are cost-burdened.

Overall 61812 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 61812 at the moment; the composite and its components are still built from verifiable records.

The 61812 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 61812 stays directly comparable to neighboring ZIPs and the rest of Vermilion County, Illinois. Sparse data for 61812 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 22/100 for 61812 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 61812 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.