ZIP 61812 Property Distress & Foreclosure Data

In Vermilion County, Illinois, ZIP 61812 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 36/100 against active distress of 1/100. Its standout signals are construction/permit lag (50/100), structural risk (36/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (77/100).

The market reads expansion — home values rose 6.4% year on year, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $163,800 here, or 1.4 times local income. On demographic stress specifically, 61812 scores 17/100. The tenure split is 94% owner-occupied to 6% rented. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. About 291 people live here, median age 40. Households earn a median $101,250 — above the roughly $78,000 national figure. Roughly 12.0% live below the poverty line. About 20% have a four-year degree. There are about 138 housing units across 61812. Rent burden reaches 0% of tenant households.

Overall 61812 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.