ZIP 60963 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 60963 in Vermilion County, Illinois comes in at 22, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (77/100), flood (NFIP) exposure (61/100). The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (51/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (4/100). Latent structural risk is 51/100 while live distress already moving reads 1/100.

The market reads expansion — home values rose 5.7% year on year, and 61% higher over three years, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $98,300 here, or 1.5 times local income. There are about 650 housing units across 60963. 1,456 residents call 60963 home, typically aged 40. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal. 12.2% of residents fall below the poverty threshold. Around 21% of adults hold a bachelor's degree or higher. At $68,250, median income runs below typical U.S. levels. Around 25% of renters are cost-burdened. Owners hold 79% of homes, renters 21%. DLRadar's demographic-stress index for the area reads 23/100.

On the whole, 60963 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 60963 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 60963 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 60963, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 60963 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Treat 60963 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.