ZIP 61848 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 61848 (Vermilion County, Illinois) returns a low composite of 22/100. Leading the profile are construction/permit lag (63/100), structural risk (51/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (4/100). Climate and flood risk are elevated too — climate & FEMA risk (77/100), flood (NFIP) exposure (61/100). Latent structural risk is 51/100 while live distress already moving reads 1/100.

The market reads expansion — home values rose 5.7% year on year (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $79,375, median income runs near typical U.S. levels. The tenure split is 78% owner-occupied to 22% rented. About 1% have a four-year degree. Rent burden reaches 67% of tenant households. On demographic stress specifically, 61848 scores 29/100. A median home runs $86,000 here, or 1.0 times local income. About 245 people live here, median age 38. Vacancy runs 14.9%, above the national norm and a classic distress-and-opportunity signal. 6.1% of residents fall below the poverty threshold. There are about 95 housing units across 61848.

On the whole, 61848 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 61848 is not published yet -- the ZIP-level readings above remain fully sourced.

The 61848 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 61848 stays directly comparable to neighboring ZIPs and the rest of Vermilion County, Illinois. Nothing here is interpolated — where a source is thin for 61848, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 22/100 figure for 61848 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 61848 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.