ZIP 61865 Property Distress & Foreclosure Data

Vermilion County, Illinois's ZIP 61865 registers 17/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (77/100). The most distinctive pressure shows up in construction/permit lag (50/100), structural risk (36/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Structural exposure scores 36 and live distress 1 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 6.4% over the trailing year, and 4% higher over three years, at 36/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 9.3%. There are about 521 housing units across 61865. Owners hold 88% of homes, renters 12%. Educational attainment sits at 17% bachelor's-or-above. 6.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 20/100. 1,161 residents call 61865 home, typically aged 42. Rent burden reaches 22% of tenant households. Home values center near $118,500, an affordability ratio of 1.4× — accessible. Median household income is $71,827, near the U.S. median near $78,000.

Overall, 61865 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.