ZIP 61862 Foreclosure, Tax-Lien & Distress Report
Champaign County, Illinois · Affordable market
Champaign County, Illinois's ZIP 61862 registers 17/100 composite distress, which DLRadar reads as low. The pressure is most legible in structural risk (36/100), institutional ownership (12/100), mortgage stress (6/100). On the quiet end sit institutional ownership (12/100) and mortgage stress (6/100). Latent structural risk is 36/100 while live distress already moving reads 2/100. Environmental exposure also runs high (climate & FEMA risk (88/100)).
Prices here sit in a peak phase: values rose 4.3% over the trailing year, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Median household income is $107,917, above the U.S. median near $78,000. 87% of housing is owner-occupied. Roughly 3.5% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 61862 scores 16/100. Around 20% of adults hold a bachelor's degree or higher. About 602 people live here, median age 39. Around 0% of renters are cost-burdened. The vacancy rate is 10.3%. The ZIP holds roughly 227 housing units. A median home runs $121,600 here, or 1.2 times local income.
Broadly, 61862 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 61862 runs through one identical public-record model, so its 17/100 sits on the same scale as every other ZIP in Champaign County, Illinois and the nation. Sparse data for 61862 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 17/100 figure for 61862 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 61862 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 61862
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
61862 at a glance
The live 61862 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Champaign County ZIP codes
Related reports across Champaign County, Illinois
Keep going: ZIP, county and state distress coverage for Champaign County, Illinois.
Unlock the full ZIP 61862 acquisition report
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Each signal above is traceable to an open dataset · methodology