ZIP 61862 Property Distress & Foreclosure Data

In Champaign County, Illinois, ZIP 61862 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (36/100), institutional ownership (11/100), mortgage stress (6/100). mortgage stress (6/100) and construction/permit lag (3/100) stay muted. On the structural side it scores 36/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (88/100).

Prices here sit in a peak phase: values rose 4.7% over the trailing year, 2.3% off the recent peak (phase confidence 46/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $107,917, above the U.S. median near $78,000. Owners hold 87% of homes, renters 13%. 3.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 16/100. Educational attainment sits at 20% bachelor's-or-above. 602 residents call 61862 home, typically aged 39. Around 0% of renters are cost-burdened. The vacancy rate is 10.3%. The ZIP holds roughly 227 housing units. Home values center near $121,600, an affordability ratio of 1.2× — accessible.

On balance, 61862 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.