ZIP 61875 Foreclosure, Tax-Lien & Distress Report

In Champaign County, Illinois, ZIP 61875 scores 18 of 100 for composite distress, a low level on DLRadar's distress index. What sets it apart are the readings on structural risk (39/100), institutional ownership (15/100), mortgage stress (7/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (63/100)). Structural exposure scores 39 and live distress 2 on the 0–100 scale.

The market reads peak — home values rose 4.0% year on year, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 28% of renters are cost-burdened. Owners hold 82% of homes, renters 18%. The ZIP holds roughly 344 housing units. Around 49% of adults hold a bachelor's degree or higher. Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $276,700 (2.3× income, relatively affordable). Median household income is $119,632, above the U.S. median near $78,000. On demographic stress specifically, 61875 scores 22/100. Vacancy runs 20.7%, above the national norm and a classic distress-and-opportunity signal. About 974 people live here, median age 33.

Net-net, 61875 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 61875 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 61875 shows blanks, not estimates, wherever the record is sparse.

The 18/100 for 61875 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 61875 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.