ZIP 61875 Property Distress & Foreclosure Data

ZIP code 61875 in Champaign County, Illinois carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (39/100), institutional ownership (13/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and construction/permit lag (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (90/100). The latent-versus-live split is 39/100 structural and 2/100 already moving.

The market reads peak — home values rose 4.4% year on year, 2.9% off the recent peak (phase confidence 48/100). Topping markets hide individual distress behind strong averages.

Around 28% of renters are cost-burdened. The tenure split is 82% owner-occupied to 18% rented. The ZIP holds roughly 344 housing units. About 49% have a four-year degree. Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas. A median home runs $276,700 here, or 2.3 times local income. Households earn a median $119,632 — above the roughly $78,000 national figure. On demographic stress specifically, 61875 scores 22/100. The vacancy rate is 20.7% — elevated. About 974 people live here, median age 33.

Net-net, 61875 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.