ZIP 61802 Foreclosure, Tax-Lien & Distress Report

Champaign County, Illinois's ZIP 61802 registers 18/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (90/100). Latent structural risk is 39/100 while live distress already moving reads 2/100. Property-level stress concentrates in structural risk (39/100), institutional ownership (14/100), mortgage stress (7/100). institutional ownership (14/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 28% higher over three years (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $58,588, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 29/100. 15.7% of residents fall below the poverty threshold. Vacancy runs 8.3%. There are about 10,493 housing units across 61802. Around 38% of adults hold a bachelor's degree or higher. Rent burden reaches 41% of tenant households. The tenure split is 56% owner-occupied to 44% rented. 19,502 residents call 61802 home, typically aged 40. A median home runs $169,600 here, or 2.7 times local income.

On balance 61802 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 61802 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 61802 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61802 can be compared directly against any other ZIP in Champaign County, Illinois or nationwide. Where the public record is thin for 61802, the field stays empty rather than modeled, and fills in as new documents post.

61802's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 61802 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.