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ZIP 61815 Foreclosure, Tax-Lien & Distress Report

Champaign County, Illinois · Affordable market

DLRadar grades ZIP 61815 (Champaign County, Illinois) at a low 18/100 for overall property distress. Property-level stress concentrates in structural risk (39/100), institutional ownership (14/100), mortgage stress (7/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (7/100). Climate and flood risk are elevated too — climate & FEMA risk (90/100). Structural risk reads 39/100 against active distress of 2/100.

The market reads peak — home values rose 4.0% year on year (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $61,111 — below the roughly $78,000 national figure. There are about 136 housing units across 61815. The demographic-stress sub-score lands at 23/100. A median home runs $162,000 here, or 2.6 times local income. The poverty rate is 4.9% — low. Population is roughly 309 with a median age of 42. Rent burden reaches 8% of tenant households. The vacancy rate is 7.8%. Educational attainment sits at 8% bachelor's-or-above. 70% of housing is owner-occupied.

On balance 61815 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 61815 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 61815's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 61815 reflects the current record instead of a stale or modeled snapshot.

The 18/100 for 61815 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 61815 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

18/100
Composite stress
39/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 61815

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk90
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 61815 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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The full 61815 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Built from public records, scored the same way everywhere · methodology

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