ZIP 61853 Foreclosure, Tax-Lien & Distress Report

ZIP code 61853 in Champaign County, Illinois carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Leading the profile are structural risk (37/100), institutional ownership (13/100), mortgage stress (6/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (6/100). Climate and flood risk are elevated too — climate & FEMA risk (86/100). The split runs 37/100 structural to 2/100 active on the ground.

The peak-phase market in 61853 posted values that rose 4.0% over the year, and 16% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 6.2%. The tenure split is 84% owner-occupied to 16% rented. 4.2% of residents fall below the poverty threshold. On demographic stress specifically, 61853 scores 24/100. Around 52% of renters are cost-burdened. A median home runs $282,200 here, or 2.5 times local income. Median household income is $114,974, above the U.S. median near $78,000. 14,645 residents call 61853 home, typically aged 38. Around 52% of adults hold a bachelor's degree or higher. The ZIP holds roughly 5,440 housing units.

Broadly, 61853 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 61853 at the moment; the composite and its components are still built from verifiable public records.

Whether 61853 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61853 can be compared directly against any other ZIP in Champaign County, Illinois or nationwide. Nothing here is interpolated — where a source is thin for 61853, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 61853 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. In workflow terms, 61853 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.