ZIP 61853 Property Distress & Foreclosure Data

In Champaign County, Illinois, ZIP 61853 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (37/100), institutional ownership (12/100), mortgage stress (6/100). mortgage stress (6/100) and construction/permit lag (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (86/100). The latent-versus-live split is 37/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, 2.9% off the recent peak, and 16% higher over three years (phase confidence 48/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 6.2%. Owners hold 84% of homes, renters 16%. 4.2% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 24/100. Around 52% of renters are cost-burdened. Home values center near $282,200, an affordability ratio of 2.5× — accessible. Median household income is $114,974, above the U.S. median near $78,000. 14,645 residents call 61853 home, typically aged 38. Educational attainment sits at 52% bachelor's-or-above. The ZIP holds roughly 5,440 housing units.

On balance, 61853 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.