ZIP 61845 Property Distress & Foreclosure Data

DLRadar grades ZIP 61845 (Champaign County, Illinois) at a low 17/100 for overall property distress. Structural risk reads 36/100 against active distress of 2/100. Property-level stress concentrates in structural risk (36/100), institutional ownership (12/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and construction/permit lag (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (84/100).

The market reads peak — home values rose 4.4% year on year, 2.9% off the recent peak, at 48/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 226 people live here, median age 57. A median home runs $262,500 here, or 1.9 times local income. There are about 128 housing units across 61845. Roughly 1.8% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 17.5%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $91,875 — above the roughly $78,000 national figure. Rent burden reaches 0% of tenant households. About 27% have a four-year degree. The tenure split is 71% owner-occupied to 29% rented. On demographic stress specifically, 61845 scores 18/100.

Net-net, 61845 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.