ZIP 61851 Property Distress & Foreclosure Data

Champaign County, Illinois's ZIP 61851 registers 17/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (36/100), institutional ownership (12/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and construction/permit lag (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (85/100). On the structural side it scores 36/100, with 2/100 of stress already active.

The market reads peak — home values rose 4.4% year on year, 2.9% off the recent peak (phase confidence 48/100). Topping markets hide individual distress behind strong averages.

Households earn a median $58,981 — below the roughly $78,000 national figure. Around 20% of renters are cost-burdened. About 33% have a four-year degree. On demographic stress specifically, 61851 scores 22/100. The ZIP holds roughly 186 housing units. About 295 people live here, median age 50. Roughly 11.5% live below the poverty line. The vacancy rate is 22.5% — elevated. A median home runs $147,900 here, or 2.3 times local income. The tenure split is 90% owner-occupied to 10% rented.

Net-net, 61851 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.