ZIP 61863 Property Distress & Foreclosure Data

DLRadar grades ZIP 61863 (Champaign County, Illinois) at a low 18/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (90/100). Property-level stress concentrates in structural risk (39/100), institutional ownership (13/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and construction/permit lag (3/100) register low. Structural risk reads 39/100 against active distress of 2/100.

The market reads peak — home values rose 4.4% year on year, 2.9% off the recent peak, and 8% higher over three years, at 48/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 347 housing units across 61863. Households earn a median $96,563 — above the roughly $78,000 national figure. About 807 people live here, median age 44. The tenure split is 92% owner-occupied to 8% rented. On demographic stress specifically, 61863 scores 18/100. Rent burden reaches 23% of tenant households. A median home runs $181,300 here, or 1.9 times local income. Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 4.6%. About 37% have a four-year degree.

Overall 61863 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.