ZIP 61871 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 61871 (Champaign County, Illinois) lands at 18/100 — low on DLRadar's distress scoring. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (64/100). Structural risk reads 40/100 against active distress of 2/100. Its heaviest discrete signals: structural risk (40/100), institutional ownership (15/100), mortgage stress (7/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted.

The peak-phase market in 61871 posted values that rose 4.0% over the year, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $91,250, above the U.S. median near $78,000. The poverty rate is 1.9% — low. DLRadar's demographic-stress index for the area reads 18/100. Around 19% of renters are cost-burdened. Educational attainment sits at 24% bachelor's-or-above. The ZIP holds roughly 155 housing units. Home values center near $161,200, an affordability ratio of 1.6× — accessible. Owners hold 84% of homes, renters 16%. 317 residents call 61871 home, typically aged 41. Vacancy runs 5.5%.

On balance, 61871 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 61871 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 61871 read uses the identical scoring model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 61871 stays directly comparable to neighboring ZIPs and the rest of Champaign County, Illinois. Where the record is thin for 61871, the field stays empty rather than modeled, and fills in as new documents post.

Behind 61871's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 61871 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.