ZIP 61871 Property Distress & Foreclosure Data

In Champaign County, Illinois, ZIP 61871 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (90/100). The latent-versus-live split is 39/100 structural and 2/100 already moving. Its standout signals are structural risk (39/100), institutional ownership (13/100), mortgage stress (7/100). mortgage stress (7/100) and construction/permit lag (3/100) stay muted.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, 2.9% off the recent peak (phase confidence 48/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $91,250, above the U.S. median near $78,000. 1.9% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 18/100. Around 19% of renters are cost-burdened. Educational attainment sits at 24% bachelor's-or-above. The ZIP holds roughly 155 housing units. Home values center near $161,200, an affordability ratio of 1.6× — accessible. Owners hold 84% of homes, renters 16%. 317 residents call 61871 home, typically aged 41. The vacancy rate is 5.5%.

On balance, 61871 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.