ZIP 61816 Property Distress & Foreclosure Data

ZIP code 61816 in Champaign County, Illinois carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 39/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (90/100)). What sets it apart are the readings on structural risk (39/100), institutional ownership (13/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and construction/permit lag (3/100).

The peak-phase market in 61816 posted values that rose 4.4% over the year, 2.9% off the recent peak, at 48/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

83% of housing is owner-occupied. At $85,000, median income runs near typical U.S. levels. Vacancy runs 4.5%. Around 19% of adults hold a bachelor's degree or higher. Population is roughly 412 with a median age of 43. There are about 156 housing units across 61816. The typical home is worth about $145,500 (1.6× income, relatively affordable). The poverty rate is 21.4% — high, a tax-stress and distress correlate. Rent burden reaches 63% of tenant households. The demographic-stress sub-score lands at 30/100.

On the whole, 61816 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.