ZIP 61816 Foreclosure, Tax-Lien & Distress Report
Champaign County, Illinois · High Poverty market
On DLRadar's 0-100 distress scale, ZIP 61816 in Champaign County, Illinois comes in at 18, a low composite-distress reading. Structural exposure scores 40 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (64/100)). Property-level stress concentrates in structural risk (40/100), institutional ownership (15/100), mortgage stress (7/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted.
The market reads peak — home values rose 4.0% year on year (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Owners hold 83% of homes, renters 17%. At $85,000, median income runs near typical U.S. levels. The vacancy rate is 4.5%. About 19% have a four-year degree. 412 residents call 61816 home, typically aged 43. The ZIP holds roughly 156 housing units. Home values center near $145,500, an affordability ratio of 1.6× — accessible. The poverty rate is 21.4% — high, a tax-stress and distress correlate. Around 63% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 30/100.
On the whole, 61816 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 61816 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 61816, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
61816's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 61816 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 61816’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 61816 Stress Report snapshot
61816 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Adjacent Champaign County ZIP reports
Nearest ZIP codes to 61816
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 61816
Additional distress intelligence spanning Champaign County, Illinois by ZIP, county and state.
Get the full acquisition report for 61816
Get every distressed property in 61816 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Built from public records, scored the same way everywhere · methodology