ZIP 61822 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 61822 (Champaign County, Illinois) returns a low composite of 18/100. Its standout signals are structural risk (40/100), institutional ownership (15/100), mortgage stress (7/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (64/100). On the structural side it scores 40/100, with 2/100 of stress already active.

The market reads peak — home values rose 4.0% year on year, and 11% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 30% of tenant households. 7.0% of residents fall below the poverty threshold. Population is roughly 28,246 with a median age of 38. DLRadar's demographic-stress index for the area reads 23/100. Households earn a median $97,044 — above the roughly $78,000 national figure. Vacancy runs 4.4%. 68% of housing is owner-occupied. The typical home is worth about $287,000 (2.7× income, relatively affordable). Educational attainment sits at 58% bachelor's-or-above. There are about 11,795 housing units across 61822.

Broadly, 61822 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 61822 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 61822 runs through one identical scoring model, so its 18/100 sits on the same scale as every other ZIP in Champaign County, Illinois and the nation. Where the record is thin for 61822, the field stays empty rather than modeled, and fills in as new documents post.

The 18/100 for 61822 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 61822 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.