ZIP 61874 Property Distress & Foreclosure Data

Champaign County, Illinois's ZIP 61874 registers 18/100 composite distress, which DLRadar reads as low. Structural risk reads 39/100 against active distress of 2/100. The most distinctive pressure shows up in structural risk (39/100), institutional ownership (13/100), mortgage stress (7/100). mortgage stress (7/100) and construction/permit lag (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (90/100).

Prices here sit in a peak phase: values rose 4.4% over the trailing year, 2.9% off the recent peak, and 36% higher over three years, at 48/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $316,300, an affordability ratio of 3.1× — accessible. Vacancy runs 9.1%. 8,602 residents call 61874 home, typically aged 38. Educational attainment sits at 58% bachelor's-or-above. Median household income is $88,431, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 26/100. Owners hold 58% of homes, renters 42%. There are about 3,962 housing units across 61874. 9.3% of residents fall below the poverty threshold. Rent burden reaches 32% of tenant households.

On balance, 61874 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.