ZIP 61874 Foreclosure, Tax-Lien & Distress Report

ZIP code 61874 in Champaign County, Illinois carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic distress index. Structural exposure scores 40 and live distress 2 on the 0–100 scale. The pressure is most legible in structural risk (40/100), institutional ownership (15/100), mortgage stress (7/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (64/100)).

The market reads peak — home values rose 4.0% year on year, and 36% higher over three years (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $316,300, an affordability ratio of 3.1× — accessible. The vacancy rate is 9.1%. Population is roughly 8,602 with a median age of 38. About 58% have a four-year degree. Households earn a median $88,431 — above the roughly $78,000 national figure. On demographic stress specifically, 61874 scores 26/100. The tenure split is 58% owner-occupied to 42% rented. There are about 3,962 housing units across 61874. Roughly 9.3% live below the poverty line. Rent burden reaches 32% of tenant households.

On balance, 61874 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 61874 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 61874 runs through one identical scoring model, so its 18/100 sits on the same scale as every other ZIP in Champaign County, Illinois and the nation. Nothing here is interpolated — where a source is thin for 61874, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 61874's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 61874 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.