ZIP 61864 Property Distress & Foreclosure Data

Composite property distress in 61864 (Champaign County, Illinois) lands at 18/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (90/100)). The latent-versus-live split is 39/100 structural and 2/100 already moving. The sharpest non-environmental signals are structural risk (39/100), institutional ownership (13/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and construction/permit lag (3/100).

The peak-phase market in 61864 posted values that rose 4.4% over the year, 2.9% off the recent peak, and 38% higher over three years (phase confidence 48/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $91,827, median income runs above typical U.S. levels. Around 5% of renters are cost-burdened. The vacancy rate is 7.1%. The ZIP holds roughly 680 housing units. Around 29% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 19/100. The poverty rate is 6.0% — low. Population is roughly 1,714 with a median age of 35. 88% of housing is owner-occupied. The typical home is worth about $230,000 (2.2× income, relatively affordable).

Broadly, 61864 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.