ZIP 61866 Property Distress & Foreclosure Data

ZIP code 61866 in Champaign County, Illinois carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (90/100). On the structural side it scores 39/100, with 2/100 of stress already active. What sets it apart are the readings on structural risk (39/100), institutional ownership (13/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and construction/permit lag (3/100) register low.

The market reads peak — home values rose 4.4% year on year, 2.9% off the recent peak, and 29% higher over three years (phase confidence 48/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 61866 scores 30/100. The ZIP holds roughly 6,559 housing units. Roughly 18.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 13% have a four-year degree. About 13,407 people live here, median age 35. The tenure split is 51% owner-occupied to 49% rented. Households earn a median $51,389 — below the roughly $78,000 national figure. A median home runs $121,300 here, or 2.2 times local income. Around 29% of renters are cost-burdened. The vacancy rate is 13.1% — elevated.

Net-net, 61866 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.