ZIP 61866 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 61866 (Champaign County, Illinois) at a low 18/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (64/100)). Structurally it carries 40/100, against 2/100 of stress already in motion. Property-level stress concentrates in structural risk (40/100), institutional ownership (15/100), mortgage stress (7/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 29% higher over three years, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 61866 scores 30/100. There are about 6,559 housing units across 61866. 18.0% of residents fall below the poverty threshold. About 13% have a four-year degree. About 13,407 people live here, median age 35. 51% of housing is owner-occupied. Households earn a median $51,389 — below the roughly $78,000 national figure. The typical home is worth about $121,300 (2.2× income, relatively affordable). Around 29% of renters are cost-burdened. Vacancy runs 13.1%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 61866 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 61866 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 61866 read uses the identical scoring model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 61866 stays directly comparable to neighboring ZIPs and the rest of Champaign County, Illinois. Sparse data for 61866 shows as blanks, never estimates, and the score updates on every fresh public filing.

61866's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 61866 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.