ZIP 60949 Foreclosure, Tax-Lien & Distress Report

Champaign County, Illinois's ZIP 60949 registers 17/100 composite distress, which DLRadar reads as low. Structurally it carries 38/100, against 2/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (60/100). Leading the profile are structural risk (38/100), institutional ownership (14/100), mortgage stress (7/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 478 with a median age of 31. Home values center near $100,000, an affordability ratio of 1.8× — accessible. Vacancy runs 21.0%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 61% owner-occupied to 39% rented. Educational attainment sits at 13% bachelor's-or-above. Median household income is $56,250, below the U.S. median near $78,000. Roughly 18.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 60949 scores 28/100. The ZIP holds roughly 250 housing units. Around 26% of renters are cost-burdened.

Net-net, 60949 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 60949 read uses the identical scoring model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 60949 stays directly comparable to neighboring ZIPs and the rest of Champaign County, Illinois. Every figure is auditable to a public dataset and refreshed as records update; 60949 shows blanks, not estimates, wherever the record is sparse.

Each component behind 60949 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. For an operator, 60949 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.