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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 61872 Foreclosure, Tax-Lien & Distress Report

Champaign County, Illinois · Affordable market

Scored purely from public records, 61872 (Champaign County, Illinois) returns a low composite of 17/100. The split runs 37/100 structural to 2/100 active on the ground. Its standout signals are structural risk (37/100), institutional ownership (13/100), mortgage stress (6/100). By contrast, institutional ownership (13/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (87/100).

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 33% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 613 with a median age of 62. Rent burden reaches 17% of tenant households. The typical home is worth about $194,000 (1.7× income, relatively affordable). The tenure split is 95% owner-occupied to 5% rented. The ZIP holds roughly 296 housing units. The poverty rate is 7.7%. The vacancy rate is 5.5%. DLRadar's demographic-stress index for the area reads 18/100. About 24% have a four-year degree. Households earn a median $102,500 — above the roughly $78,000 national figure.

On balance, 61872 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 61872 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 61872 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 61872 stays directly comparable to neighboring ZIPs and the rest of Champaign County, Illinois. 61872 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 17/100 figure for 61872 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 61872 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

17/100
Composite stress
37/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 61872

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk87
9 further distress layers are graded for 61872

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 61872 Stress Report snapshot

61872 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Adjacent Champaign County ZIP reports

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Built from public records, scored the same way everywhere · methodology

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