ZIP 61913 Foreclosure, Tax-Lien & Distress Report

ZIP 61913's composite property-distress score is 16/100 - DLRadar classes that as low for Piatt County, Illinois. Its standout signals are construction/permit lag (79/100), structural risk (35/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural exposure scores 35 and live distress 1 on the 0–100 scale.

The market reads peak — home values rose 4.7% year on year, and 27% higher over three years (phase confidence 35/100). Topping markets hide individual distress behind strong averages.

The tenure split is 86% owner-occupied to 14% rented. The poverty rate is 7.2% — low. The vacancy rate is 14.2% — elevated. Rent burden reaches 46% of tenant households. A median home runs $128,700 here, or 2.1 times local income. On demographic stress specifically, 61913 scores 26/100. The ZIP holds roughly 682 housing units. At $60,208, median income runs below typical U.S. levels. 1,192 residents call 61913 home, typically aged 42. Educational attainment sits at 13% bachelor's-or-above.

On the whole, 61913 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 61913 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 61913 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 61913 stays directly comparable to neighboring ZIPs and the rest of Piatt County, Illinois. Where the public record is thin for 61913, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 61913 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. The point of the 61913 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.