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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 61839 Foreclosure, Tax-Lien & Distress Report

Piatt County, Illinois · High Vacancy market

ZIP code 61839 in Piatt County, Illinois carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 35/100 against active distress of 1/100. Its heaviest discrete signals: construction/permit lag (90/100), structural risk (35/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100).

The peak-phase market in 61839 posted values that rose 4.0% over the year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 259 housing units across 61839. Vacancy runs 15.2%, above the national norm and a classic distress-and-opportunity signal. At $63,393, median income runs below typical U.S. levels. Educational attainment sits at 17% bachelor's-or-above. Around 44% of renters are cost-burdened. On demographic stress specifically, 61839 scores 27/100. The poverty rate is 9.9%. 648 residents call 61839 home, typically aged 43. A median home runs $92,500 here, or 1.7 times local income. 76% of housing is owner-occupied.

On the whole, 61839 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 61839 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 61839's 15/100 can be lined up against any neighbor in Piatt County, Illinois or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 61839 reflects the current record instead of a stale or modeled snapshot.

Behind 61839's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 61839 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

15/100
Composite stress
35/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 61839

Foreclosure activity0
Mortgage stress2
Climate / FEMA risk40
Another 9 scored dimensions sit behind 61839

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 61839 Stress Report snapshot

The live 61839 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Nearby ZIPs in Piatt County

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Each signal above is traceable to an open dataset · methodology

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