ZIP 61813 Property Distress & Foreclosure Data

DLRadar grades ZIP 61813 (Piatt County, Illinois) at a minimal 10/100 for overall property distress. The latent-versus-live split is 21/100 structural and 1/100 already moving. Property-level stress concentrates in construction/permit lag (35/100), structural risk (21/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100).

The peak-phase market in 61813 posted values that rose 4.4% over the year, 2.9% off the recent peak, and 50% higher over three years (phase confidence 48/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $82,750, median income runs near typical U.S. levels. The typical home is worth about $103,800 (1.3× income, relatively affordable). Around 13% of renters are cost-burdened. The ZIP holds roughly 894 housing units. The poverty rate is 5.5% — low. Around 18% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 18/100. 82% of housing is owner-occupied. The vacancy rate is 8.0%. Population is roughly 1,813 with a median age of 41.

Broadly, 61813 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.