ZIP 61813 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 61813 (Piatt County, Illinois) returns a low composite of 15/100. On the structural side it scores 34/100, with 1/100 of stress already active. The pressure is most legible in construction/permit lag (85/100), structural risk (34/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted.

The market reads peak — home values rose 4.0% year on year, and 50% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $82,750, median income runs near typical U.S. levels. The typical home is worth about $103,800 (1.3× income, relatively affordable). Around 13% of renters are cost-burdened. There are about 894 housing units across 61813. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 18% bachelor's-or-above. The demographic-stress sub-score lands at 18/100. The tenure split is 82% owner-occupied to 18% rented. The vacancy rate is 8.0%. Population is roughly 1,813 with a median age of 41.

On balance, 61813 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 61813 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61813 can be compared directly against any other ZIP in Piatt County, Illinois or nationwide. 61813 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 61813's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 61813 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.