ZIP 61818 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 61818 (Piatt County, Illinois) returns a low composite of 16/100. Its heaviest discrete signals: construction/permit lag (85/100), structural risk (36/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. The split runs 36/100 structural to 1/100 active on the ground.

The market reads peak — home values rose 3.9% year on year, and 13% higher over three years, at 35/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $116,100, an affordability ratio of 1.5× — accessible. The demographic-stress sub-score lands at 21/100. 81% of housing is owner-occupied. Around 18% of adults hold a bachelor's degree or higher. The vacancy rate is 4.6%. There are about 649 housing units across 61818. About 1,608 people live here, median age 41. Rent burden reaches 21% of tenant households. Households earn a median $75,536 — near the roughly $78,000 national figure. The poverty rate is 10.0%.

Net-net, 61818 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 61818 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 61818 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61818 can be compared directly against any other ZIP in Piatt County, Illinois or nationwide. Sparse data for 61818 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 16/100 for 61818 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 61818 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.